On Thu, Oct 6, 2011 at 11:11 AM, mc090405224 Maryam Hasni <mc090405224@vu.edu.pk> wrote:
i have 2 read whole report or those point which is related 2 the
slides...........kndly tell me about leverge ratios ......one by
one....
On Wed, Oct 5, 2011 at 6:40 AM, Nida <mc090405212@vu.edu.pk> wrote:
> For viva practice.....just start with the introduction of the org.
> then they said move to the training program and they mostly ask
> questions from the trainung program and then they said give one
> recommendation according to ratio analysis.........so just prepare ur
> slides and read ur report twice....
>
> On 05/10/2011, Nida <mc090405212@vu.edu.pk> wrote:
>> Maryam just learn definitions of ratios and interpertation....u have
>> to just start with definition and then define definition and then they
>> ask questions from interpertation
>>
>> On 04/10/2011, mc090405224 Maryam Hasni <mc090405224@vu.edu.pk> wrote:
>>> nida i want 2 knw complete information about ratio........i already
>>> have knw about ratio but um little bit confused that what type of q
>>> they can ask........so help me out about my viva prepration........
>>>
>>> On Mon, Oct 3, 2011 at 12:21 PM, Nida <mc090405212@vu.edu.pk> wrote:
>>>> Maryam wht u want to know about ratios??
>>>>
>>>> On 03/10/2011, mc090405224 Maryam Hasni <mc090405224@vu.edu.pk> wrote:
>>>>> kndly help me out about ratios bcz i have less knwldge plz guide me
>>>>> properly............
>>>>>
>>>>>
>>>>> On Sun, Oct 2, 2011 at 11:54 PM, Nida <mc090405212@vu.edu.pk> wrote:
>>>>>> Yes waqar bro as i already told u that or from financial statements
>>>>>> then ur also right....
>>>>>>
>>>>>> On 01/10/2011, Waqas Ahmed <mc090407724@vu.edu.pk> wrote:
>>>>>>> *Composition of total assets:*= current +fixed+intangible+other
>>>>>>> assets
>>>>>>> ya
>>>>>>> nahe ho ga kia
>>>>>>>
>>>>>>> On Fri, Sep 30, 2011 at 5:55 AM, Nida <mc090405212@vu.edu.pk> wrote:
>>>>>>>
>>>>>>>> 4. Current a/c minimum balance:
>>>>>>>> current can be open with a minimum balance of Rs. 500
>>>>>>>> 5. Why acid test ratio is also called quick ratio?
>>>>>>>> As liquid or quick assets are those which can be easily converted
>>>>>>>> into
>>>>>>>> cash within an accounting year that is why it is alos called quick
>>>>>>>> ratio
>>>>>>>> 6. Minimum amount required to open an account?
>>>>>>>> Customer can open his account with the minimum account balance of
>>>>>>>> Rs.
>>>>>>>> 500
>>>>>>>> 7. Diff b/w AOF and KyC?
>>>>>>>> The main difference b/w account opening form and know ur customer is
>>>>>>>> that in kyc form there is a detail of the customer income that he is
>>>>>>>> earning 10000 or 20000 from his salary or business income whereas
>>>>>>>> this
>>>>>>>> detal is not given in aof.
>>>>>>>> 8. Composition of total assets:
>>>>>>>> total assets = currents assets + fixed assets.....or also from the
>>>>>>>> ratio analysis....from tha balance sheet of the finanacial
>>>>>>>> statements
>>>>>>>> of the bank.....
>>>>>>>>
>>>>>>>> On 30/09/2011, Nida <mc090405212@vu.edu.pk> wrote:
>>>>>>>> > The range for the debt & equity ratio is 60 : 40 where 60% is debt
>>>>>>>> > and
>>>>>>>> > the 40% equity......and if a firm for example is 10% is using debt
>>>>>>>> > that it mean the remaing 90% is the equity of the firm
>>>>>>>> >
>>>>>>>> > 2. Composition of equity:
>>>>>>>> > as from accounting equation
>>>>>>>> > assets= liabilities + owners equity then owners equity= assets -
>>>>>>>> > liabilities or from the ratios we calculate as
>>>>>>>> > total equity= total assets- total liabilities
>>>>>>>> >
>>>>>>>> >
>>>>>>>> > On 30/09/2011, Nida <mc090405212@vu.edu.pk> wrote:
>>>>>>>> >> On 28/09/2011, Waqas Ahmed <mc090407724@vu.edu.pk> wrote:
>>>>>>>> >>> *Explain me the inward clearing and outward clearing*
>>>>>>>> >>>
>>>>>>>> >>> *
>>>>>>>> >>> What is "Next of Kin". *
>>>>>>>> >>>
>>>>>>>> >>> * *
>>>>>>>> >>>
>>>>>>>> >>> *What type of accounts there in NBP and what type of people open
>>>>>>>> >>> their
>>>>>>>> >>> accounts in NBP. *
>>>>>>>> >>>
>>>>>>>> >>> *
>>>>>>>> >>> Can you explain the purpose of leverage ratio?*
>>>>>>>> >>>
>>>>>>>> >>> * *
>>>>>>>> >>>
>>>>>>>> >>> *-what should be the normal currant ratio?*
>>>>>>>> >>>
>>>>>>>> >>> *
>>>>>>>> >>> What is the purpose of activity ratio?*
>>>>>>>> >>>
>>>>>>>> >>> *
>>>>>>>> >>> Can you explain the difference between DuPont ratio and debt
>>>>>>>> >>> ratio?*
>>>>>>>> >>>
>>>>>>>> >>> * *
>>>>>>>> >>>
>>>>>>>> >>> *Why banks can't calculate Quick ratio?*
>>>>>>>> >>>
>>>>>>>> >>> * *
>>>>>>>> >>>
>>>>>>>> >>> *What is the big liability of a bank?*
>>>>>>>> >>>
>>>>>>>> >>> * *
>>>>>>>> >>>
>>>>>>>> >>> *Name the foreign currency which banks deals*
>>>>>>>> >>>
>>>>>>>> >>> * *
>>>>>>>> >>>
>>>>>>>> >>> *Which one is the most important procedure in account opening
>>>>>>>> >>> department?*
>>>>>>>> >>>
>>>>>>>> >>> * *
>>>>>>>> >>>
>>>>>>>> >>> *How bank can control their expenditure?*
>>>>>>>> >>>
>>>>>>>> >>> * *
>>>>>>>> >>>
>>>>>>>> >>> *What is the composition of total assets?*
>>>>>>>> >>>
>>>>>>>> >>> * *
>>>>>>>> >>>
>>>>>>>> >>> * *
>>>>>>>> >>>
>>>>>>>> >>> *What are the operating fixed assets?*
>>>>>>>> >>>
>>>>>>>> >>> * *
>>>>>>>> >>>
>>>>>>>> >>> *What is the composition of equity?*
>>>>>>>> >>>
>>>>>>>> >>> * *
>>>>>>>> >>>
>>>>>>>> >>> *What is Letter of Credit (LC)*
>>>>>>>> >>>
>>>>>>>> >>> * *
>>>>>>>> >>>
>>>>>>>> >>> *What you know bout differed tax*
>>>>>>>> >>>
>>>>>>>> >>> * *
>>>>>>>> >>>
>>>>>>>> >>> *Explain these terms quickly ...
>>>>>>>> >>> SS card
>>>>>>>> >>> LC
>>>>>>>> >>> BBA account
>>>>>>>> >>> KYC*
>>>>>>>> >>>
>>>>>>>> >>>
>>>>>>>> >>>
>>>>>>>> >>> *Can you explain the purpose of leverage ratio?*
>>>>>>>> >>>
>>>>>>>> >>> *
>>>>>>>> >>> *
>>>>>>>> >>>
>>>>>>>> >>> *What should be the normal currant ratio?*
>>>>>>>> >>>
>>>>>>>> >>> *
>>>>>>>> >>> *
>>>>>>>> >>>
>>>>>>>> >>> *What is the purpose of activity ratio?*
>>>>>>>> >>>
>>>>>>>> >>> *
>>>>>>>> >>> *
>>>>>>>> >>>
>>>>>>>> >>> *Disadvantages of current ratio if it is high*
>>>>>>>> >>>
>>>>>>>> >>> *
>>>>>>>> >>> *
>>>>>>>> >>>
>>>>>>>> >>> *Tell us the range of debt to equity ratio....if debt is 10% and
>>>>>>>> equity*
>>>>>>>> >>>
>>>>>>>> >>> *
>>>>>>>> >>> *
>>>>>>>> >>>
>>>>>>>> >>> *Explain Acid test ratio and how much it is fav for company?*
>>>>>>>> >>>
>>>>>>>> >>> *
>>>>>>>> >>> *
>>>>>>>> >>>
>>>>>>>> >>> *If Asset is exit in terms of cash so it is fav or not?*
>>>>>>>> >>>
>>>>>>>> >>> *
>>>>>>>> >>> *
>>>>>>>> >>>
>>>>>>>> >>> *What is main difference b/w account opening form and kyc form?*
>>>>>>>> >>>
>>>>>>>> >>> *
>>>>>>>> >>> *
>>>>>>>> >>>
>>>>>>>> >>> *Which accounts are opened in your branch mostly?*
>>>>>>>> >>>
>>>>>>>> >>> *
>>>>>>>> >>> *
>>>>>>>> >>>
>>>>>>>> >>> *Tell most favorable ratio is three years
>>>>>>>> >>> *
>>>>>>>> >>>
>>>>>>>> >>> *
>>>>>>>> >>> *
>>>>>>>> >>>
>>>>>>>> >>> *Tell the Current Account minimum balance?*
>>>>>>>> >>>
>>>>>>>> >>> *
>>>>>>>> >>> *
>>>>>>>> >>>
>>>>>>>> >>> *Why Acid Test Ratio is called Quick Ratio*
>>>>>>>> >>>
>>>>>>>> >>> *
>>>>>>>> >>> *
>>>>>>>> >>>
>>>>>>>> >>> *Minimum amount req to open an account *
>>>>>>>> >>>
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